all of us need to contribute to reducing debt to and removing us from this class. it is not an option for an action. if we have not, the people who are least likely to survive it are the ones who will be hit the hardest and hit first. i want to leave you with a bible verse because that's what they do. and it's philippines chapter two verse four. each of you should look not only to your own interests, but also to the interests of others. >> thank you very much. next i'd like to invite up trend to come and media specialist at colorado state university. >> hi, i am kiersten a senior political science major at colorado state university. he would think is a graduating senior at the number one thing i would care about would be getting a job. and i guess in a way that's what a lot of people are thinking about. but i actually want to be a local government practitioner. and so i'm thinking about the debt in a totally different way. i think if we allow things to go as they are or make a decision that isn't the right decision, will find yourself unable to provide service is t